Your use of Penny Saving is completely free, it will not cost you a Penny to use the website. All the content on this website is based upon my opinion and experience, provided in good faith for your general information only and does not in any way constitute any form of advice. I ask that you accept that I cannot be made liable in respect of the information contained within the site.

I strongly advise you to check out the T&Cs and trading specifications of any merchants that you may visit from my site before making any purchase or entering any agreement.

I do try to ensure that all the information on the website is correct, up-to-date and available at all times, although I cannot be held responsible for any loss or damage to you as a result of using this website and the information contained within it.

I endeavour to associate only with other websites and companies who share my business ethics, however you must accept that any links from this website to other websites are not covered by this policy and I cannot accept responsibility for the content of third-party sites.

You may use the information found on this website for your own use. However, images and text remains mine by copyright and you must not use it for commercial gain. It is not for publication elsewhere without the prior written consent of the author.

The links included on this site are affiliate links, i.e they place a cookie on your computer, most of which will, if you go on to make a purchase on that website, pay Penny a small commission. However, be assured that the offers that are displayed on this site are selected because they are current and are not influenced by any financial gain attributed to the link.

I take your privacy and confidentiality seriously and comply with the principles of the United Kingdom Data Protection Act 1998.

I will not disclose any of your personal details to a third party unless required to do so by law.

I will limit the details held to the minimum required. I will keep these details secure and only until such time as is necessary.

I may use some information, i.e. IP address, where you came from, length of visit and pages you viewed for traffic analysis and website improvement purposes.

I may need to alter these terms and conditions from time to time. All I ask is that you remain familiar with them. If you do not agree to the terms above please do not use this website.